Contact Oak & Key Lending
Personalized Mortgage Guidance Starts Here
Tell us what you are planning, and we will help you understand the financing options that may support your next move.
Whether you are purchasing a home, refinancing, accessing equity, investing in real estate, or exploring a more specialized mortgage scenario, Oak & Key Lending is here to offer clear answers and thoughtful guidance.
Your initial consultation is complimentary and pressure-free.
Tell Us What You're Planning
Request a Mortgage Consultation
A Simple Place to Begin
What to Expect After You Reach Out
01. We Review Your Request
We will review the information you provide so we can better understand your goals and prepare for the conversation.
02. We Connect With You
We will follow up using your preferred contact method to ask questions, answer yours, and learn more about your situation.
03. We Discuss The Possibilities
Based on the information available, we will explain which traditional or specialty financing options may be appropriate to explore and what the next steps may involve.
There is no pressure to apply or move forward. The first conversation is simply an opportunity to get clarity and determine whether Oak & Key Lending may be able to help.
Mortgage Guidance for More Situations
You Do Not Need to Have Everything Figured Out
Oak & Key Lending works with homebuyers, homeowners, real estate investors, self-employed borrowers, and business owners throughout Ohio.
You may be reaching out because you are:
Preparing to purchase your first or next home
Comparing mortgage or refinancing options
Considering a cash-out refinance, home equity loan, or HELOC
Purchasing or refinancing a rental property
Exploring a DSCR or short-term rental loan
Self-employed or earning income outside a traditional salary
Planning a construction or renovation project
Financing commercial or mixed-use real estate
Unsure which mortgage option fits your situation
You do not need to know the name of the loan program you need. Start with the goal, and we will help you understand which options may be worth exploring.
Rooted in Central Ohio
Local Mortgage Guidance With a Broader Range of Options
Oak & Key Lending is based in Pickerington and serves homebuyers, homeowners, investors, and business owners throughout Central Ohio and across the state.
Our modern, virtual process makes it possible to receive personalized mortgage guidance, securely submit information, and stay informed throughout the financing process from wherever you are located.
Additional geographic availability depends on applicable licensing and loan-program requirements.
Contact FAQ
Questions Before You Get Started
Is the initial consultation free?
Yes. Your initial conversation with Oak & Key Lending is complimentary and does not obligate you to submit an application or move forward with a loan. It can even be done via email or text with no obligation to you.
Do I need to know which loan program I want?
No. Begin by explaining what you are trying to accomplish. We will ask questions and help you understand which traditional or specialty financing options may be appropriate to explore.
Should I request a consultation or complete the pre-qualification form?
Request a consultation when you have general questions, a more complex scenario, or are still researching your options. Complete the secure pre-qualification form when you are preparing to purchase or refinance and are ready to provide more detailed financial information.
Can Oak & Key Lending help real estate investors?
Yes. Potential options may include conventional investment property loans, DSCR loans, short-term rental financing, multifamily loans, bridge loans, fix-and-flip financing, and other business-purpose programs.
Can Oak & Key Lending help self-employed borrowers?
Yes. Depending on the borrower’s circumstances, potential options may include personal or business bank statement loans, 1099 programs, profit-and-loss programs, asset-based financing, and other alternative-documentation solutions.
What information should I avoid putting in the contact form?
Do not submit Social Security numbers, bank account numbers, passwords, full credit card numbers, or other highly sensitive personal or financial information through the general contact form. Secure information should only be provided through an approved mortgage application portal.
Let's Start The Conversation
Your Next Move Begins With the Right Questions
Whether you are ready to move forward or simply want a better understanding of your options, Oak & Key Lending is here to help.
Tell us what you are planning, and let’s explore the financing paths that may support your goals.
Oak & Key Lending is a DBA used by Jenna Fawley, a Mortgage Loan Originator with NEXA Mortgage, LLC.
Mortgage services provided through NEXA Mortgage, LLC | NMLS #1660690. Jenna Fawley, Mortgage Loan Originator | NMLS #2843306.
Loan programs, terms, availability, and eligibility requirements vary. All loans are subject to applicable credit, income, asset, identity, occupancy, property, and underwriting verification.
12666 Oakmere Dr
Pickerington, OH 43147
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